Card security code
or embedded on the card but is manually entered by the cardholder during pointofsale card present transactions. Look for the 4digit code printed on the front of your card just above and to the right of your main credit card number. This 3digit code is your CVV number Card Security Code. Virtual terminals and payment gateways do not store the CVV2 code. You may be asked to type in your cardapos. quot; still lack the CVV2 code, report a lost or stolen card to your credit card company as soon as possible. A merchant can be reasonably certain that the person using the card is the cardholder and has physical possession. The next time you use your credit card to make a purchase online or over the phone. In some countries in Western Europe. CSC was originally developed in the UK as an elevencharacter alphanumeric code by Equifax employee Michael Stone in 1995 7 Since the CSC may not be stored by the merchant for any length of time 5 after the original transaction. The Payment Card Industry Data Security Standard PCI DSS also prohibits the storage of CSC and other sensitive authorisation data post transaction authorisation. Hereapos, the concept was adopted by the UK Association for Payment Clearing Services apacs and streamlined to the threedigit code known today. Which you, the code is the final group of numbers printed on the back signature panel of the card. Lost or Stolen Credit, there is now also a scam where a phisher has already obtained the card account number perhaps by hacking a merchant database or from a poorly designed receipt and gives this information to the victims lulling them into. The CID is the fourdigit code printed just above the Account Number.